What would happen if you—or a loved one—needed long-term care tomorrow? Would your current plan protect your wealth and ensure access to quality care, or would you be forced to spend down assets you worked a lifetime to build?
These are the kinds of questions many high-net-worth individuals quietly wrestle with. And the truth is, planning ahead makes all the difference. At Dillman & Owen Estate and Elder Law, we understand that long-term care isn’t just a medical issue—it’s a legal, financial, and emotional journey. That’s why we offer a comprehensive Life Care Planning approach that looks at the whole picture: your health, your wealth, your wishes, and your family.
Understanding Long-Term Care Planning
Long-term care planning helps you prepare for a future where you may need help with daily living, home health services, or nursing home care. It’s not just about choosing a facility—it’s about making sure you’re financially prepared, legally protected, and emotionally supported.
For high-net-worth individuals, the stakes are even higher. Without proper planning, long-term care expenses can quickly erode the legacy you’ve built. That’s why this kind of planning is a critical component of any estate and asset protection strategy.
What High Net Worth Individuals Need to Consider
When we work with high-net-worth clients in Indianapolis, we take a more advanced, layered approach to long-term care planning. This often includes:
Irrevocable Trusts: These trusts can protect your assets while still allowing you to qualify for Medicaid in the future, if needed. They also allow you to leave a financial legacy for your loved ones without jeopardizing access to care.
Medicaid Planning: Even those with significant assets may benefit from strategic Medicaid planning. We help you explore all options—well before care is needed—to preserve your wealth and meet eligibility requirements.
Wealth Transfer Strategies: From gifting to family limited partnerships, we design strategies that help shift wealth while minimizing tax consequences and maximizing protection.
Advance Directives & Powers of Attorney:
We ensure your healthcare preferences and financial affairs are clearly documented, so decisions stay in the hands of people you trust.
Holistic Solutions Through Life Care Planning
What makes Dillman & Owen Elder and Estate Law different is our Life Care Planning model—a holistic system that integrates legal planning with ongoing support for health and caregiving decisions. Whether you're planning years in advance or responding to an immediate need, we walk with you every step of the way, helping you avoid crisis-mode decisions.
We’re not just here to draft documents—we’re here to build a long-term relationship that brings you confidence, clarity, and peace of mind.
Protect Your Wealth. Prepare for the Future. Reach out Today.
If you’re a high-net-worth individual or family in Indianapolis, now is the time to take action. Let our team help you plan for future care while protecting the assets you've worked so hard to build, reach out today!
Planning for long-term care is one of the most important steps you can take—for yourself and your loved ones. At Dillman & Owen Estate and Elder Law, we’re here to make the process easier, more thoughtful, and more effective. Your peace of mind is our priority.
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